Favorable foreign exchange rate and remittance fee : The best deal on exchange rates!

Foreign Exchange	30% discount on the spreadover the base rate	If you transfer US$2,000 every month,you can save \70,000 a year
Remittance fee	30% discount	If you transfer US$2,000 every month,you can save \36,000 a year

Please show your Rainbow Plan bankbook at the counter.

Cash Back Service

• You can get Cash Back paid to your Rainbow Plan account on every month depending on your exchange points.
  - Point Accumulation: 2 points per 1 dollar of cash exchange, 1 point per 1 dollar of the amount remitted
     (1point = 1 won)
  - This service is limited to FX transactions from Korea in won into foreign currencies or vice versa.
     The minimum for Cash Back service is 100 points per month, and if less than 100 points are accumulated in
     a month, they are not carried over to next month.

Save \130,000 a year! (If you transfer $2,000 per month, you can save \70,000 on the FX spread, \36,000 on remittance fee, and get cash back of \24,000 to your Rainbow Plan Account. The total amount you gain a year is \130,000.)

Easy to use, Shinhan Check Card

• You can get a Shinhan Check Card, once you open an account.
• You can deposit and withdraw your money at any ATM machine in Korea. Also, you can pay for purchases at merchant shops & services up to the amount in the account.
• You can access services in English and Japanese at Shinhan Bank's ATM machines.

Shinhan Credit Card

• If you have a Shinhan savings account or Mutual Funds account as well as Rainbow Plan, you can get a Shinhan credit card depending on your balance. Customers may get the credit limit up to 50%~80% of the deposit balance.

Eligibility : Individual (only 1 account per person)

Non-residents cannot open this account.

Interest Rate(On Sep.20.2005)

Required Balance : No minimum balance

Rainbow Plan cannot be transferred or assigned to a third party or posted as collateral.

Rainbow Plan is not the tax-free account.

Additional Information

• Required documents: Passport and Foreigner registration card (or Resident registration card)
• You can get a favorable foreign exchange rate, on showing your Rainbow Plan bankbook at the counter.
• If you join the Internet banking, you can check your balances and make transfers between accounts
  (including accounts with other Korean banks) easily.

The principal and interest of deposits of 'Rainbow Plan' are protected by the KDIC (Korea Deposit Insurance Corporation) up to 50 million KRW.